Texas-focused direct lending for CRE acquisition, refinance, and construction. No committees. No delays. Decisions from principals.
Three core structures. All interest-only. All priced for execution speed.
Fast close financing for CRE purchases where conventional timing doesn't work. We move when the deal requires it.
Rate relief or equity extraction on stabilized or transitional assets. Clean title and real equity in the deal required.
Draw-based financing for new construction and value-add rehab. Interest accrues on full committed amount from day one.
A deliberate, fast process. No black boxes. Decisions from principals, not committees.
Complete our short prequal form. Covers deal type, loan parameters, exit strategy, and guarantor info. Takes 5 minutes.
We review directly — no loan officers, no committees. You hear from a decision-maker within 24–48 hours.
If the deal works, we issue a term sheet within 72 hours of receiving a complete package. No fluff, just structure.
We move at the pace your deal requires. Most closings happen within 10–14 days of signed LOI and clear title.
Banks want your DEPOSITS —
BDL wants your DEALS
You're talking to the people who write the check. No approval chains, no committee memos.
We know Texas CRE. Values, operators, submarkets, and title complexity — we've seen it.
Term sheets you can actually execute. No surprise conditions at the closing table.
We don't chase yield at the expense of basis. If we're in, the deal pencils on the downside.
What we're watching in the Texas bridge lending market.
Bridge loan volume jumped 51% from January 2024 to January 2025. Texas leads alongside California and Florida — up 30% YoY. 68% of borrowers cite closing speed as the deciding factor, with private lenders funding in 7–10 days vs. 30+ at banks.
Alternative lenders led non-agency closings at 37% of volume vs. banks at 31% as of early 2025. Commercial bank CRE lending down 28% YoY as regulators force high-concentration banks to reduce exposure. The shift is structural, not cyclical.
DFW (8,470 units), Houston (4,613), Austin (4,313), and San Antonio (2,994) dominate national BTR delivery. National starts dropped 50%+ in 2024 — committed pipelines now need completion capital as bank construction lenders exit and equity partners grow cautious.
DFW absorption hit 30,000 units vs. a 20,000 pre-pandemic average. New deliveries projected to fall ~50% in 2025, tightening supply fundamentals. Houston leads Texas in forecast rent growth at +2.1%; Austin still digesting oversupply but burning through at pace.
Complete the prequal in 5 minutes. We'll respond within 24 hours.
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